- —Rule 10— prohibits the civil servants from lending or borrowing money from any person within the local limits of his authority or person with whom he has any official dealings— Under exception (ii) provided in sub-rule (1), the temporary loan of small amount, free of interest, from a personal friend or the operation of a credit account with a bona fide tradesman, is allowed. Shahid Yousaf v. Deputy Commissioner & others 2019 SCR 413 (B & C)